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How RAC Works
HomeHow RAC Works

How Rent-A-Center Works:

The RAC Flex Plan
Want to get the latest brand-name items for your home, but not sure they’re in your budget? Tired of being stuck under credit card debt for the things you want? Welcome to a new, more flexible way to buy: The RAC Flex Plan at Rent-A-Center!

With the RAC Flex Plan, everyone’s pre-approved** to buy new and “like-new” pre-rented home furnishings today from the most-wanted brands! Browse our pages to view our top-of-the-line selection of:
Bedrooms, Living Rooms and Dining Rooms
TVs, Home Theater Systems and Gaming Systems
Refrigerators, Washers and Dryers, Freezers, Ranges and A/C Units
Desktops, Laptops and Tablets
Since you’re pre-approved,** you just choose the products you want and get the payments, freedom and flexibility you need to buy. No credit check, no growing interest – ever. Guaranteed.
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So Much Freedom. So Much Flexibility.
Free yourself from high interest charges and years of debt. Click here to learn exactly how the RAC Flex Plan gives you three flexible ways to buy the brands you want, as well as these benefits you just can’t get from a credit card:
 Everyone’s Pre-Approved**
 No Credit Check
 No Growing Interest
 Upgrade to a Newer Model at Any Time**
 Return Your Item and Pay Nothing More, Then Start Again Whenever You Want**
 Delivery, Set-up & Service at No Extra Charge**
 Loaner Items While Repairs Are Being Made
 No Surprise Fees
 Worry-Free Payment Options
(weekly, semi-monthly or monthly)
 90 Days Same As Cash**
 Pay a Fixed Number of Payments
 Pay No Growing Interest
 Pay Off Your Item Early & Save
 Pay In-Store, By Phone or Online
Choose the flexible payment option that’s right for you – visit the Three Ways to Buy page now!
Why is the RAC Flex Plan better than using a credit card? Visit Credit vs. Flex Plan to find out!
Have a question? Visit our FAQs or send a message to our Rent-A-Center Customer Service representatives.

Shop with 100% peace of mind – learn more about the benefits in our Worry-Free Guarantee!
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