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To Start Buying Without Credit!
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How RAC Works
HomeHow RAC Works

How Rent-A-Center Works

See how easy it is to shop your way, so you can live your life worry-free.
So Much Freedom. So Much Flexibility.
Everyone’s pre-approved** to buy new and “like-new” home furnishings today from the most-wanted brands. Learn how Rent-A-Center and the Worry-Free Guarantee give you flexible options and extra perks like these at no extra cost, so you can shop with 100% peace of mind:
About RAC Products
Since you’re pre-approved**, you just choose the products you want, and we’ll give you the payments, freedom and flexibility you need to get it today. No credit check, no growing interest – ever. Guaranteed.
Learn More
View Our Top-of-the-Line Selection
Furniture
Furniture
• Living Rooms
• Bedrooms
• Dining Rooms
• TV Stands
• Accessories
Appliances
Appliances
• Washers & Dryers
• Refrigerators
• Ranges
• Freezers
• A/C Units
Computers
Computers
• Desktops
• Laptops
• Tablets
Electronics
Electronics
• TVs
• Audio & Video
• Gaming Systems
Smartphones
Electronics
• Compare Phones
• Compare Plans
Credit Versus RAC
Why is Rent-A-Center better than using a credit card? Click here to find out.
RAC vs. Credit Card
Have a Question?
Visit our FAQs or send a message to our Rent‑A‑Center Customer Care representatives.
Pay As You Go With No Credit - Worry-Free Guarantee
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